Rochelle Mahoutchian
Vice President of Mortgage Lending

I got into the mortgage business in 2012 while running a retail business that I opened on my own in 2010. One of my customers that I got to know very well suggested that I get licensed, as he thought being a loan officer was the perfect career for me. At the time, I was single with an 8 month old baby, working 60 hours a week at my store, and getting licensed in mortgage originating is no easy task. Nonetheless, I buckled down and took a night course, studied for 2 months, and got licensed to do mortgages! My business took off faster than I could have dreamed of, because doing mortgages for people became a natural feeling, like a form of counseling but finance counseling for people who just wanted knowledge and patience on a subject that was unknown before my help. I sold my store 6 months after getting into the business and became a mortgage loan originator full time. My education is from University of Washington, Seattle, with a Bachelors in Business Administration. I majored in Management and Finance. This helps me every day in my career because mortgages fall into both areas of my expertise. I manage files for people who are looking to either make the biggest purchase of their lives, or refinance their loans and save money. I am originally from upstate New York where I was born and raised in the same home, before deciding to go to college across the country (Seattle, WA). My mom is from Chicago (& Wisconsin), so I decided I'd plant my roots where she grew up; it's such a great city. I have a 4 year old son named Gavin, and live in Naperville currently, moving to Elmhurst at the end of the 2016 summer. My hobbies include all sports, especially running, football,and basketball and I sing in a band every couple of months. My boyfriend, John, is on the executive team for Guaranteed Rate and I couldn't admire the company more since I've gotten here. It's such a great place for employees, and that is so clearly reflected into the service our customers receive. I will never work for another mortgage company! There's only one way to do mortgages for people, and Guaranteed Rate has got it figured out.

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Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.