Ross Asato
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
The Best Mortgage Experience
See my video
Recent reviews
What people are saying
"Ross Asato and his team provided outstanding service at the last minute and were able to secure a loan within a week. Ross is very professional and incredibly responsive, and is very easy to work with. I will most certainly work with Ross in the future!"
Chanelle T. - San Jose CA | May 2022
"Rated a 10 because loan officer was very patient in answering all questions thoroughly, and persistent in seeing his clients through till the end."
Gabriel O. - Waipahu HI | May 2022
"Working with Ross and his team was super easy and efficient - always pleasant working with competent professionals who also happen to be nice people :)"
Amapola D. - Honolulu HI | Apr 2022
"Loan Officer Ross Asato who assisted us was incredibly knowledgeable and answered our questions thoroughly. He went above and beyond for us, taking appointments in the evenings and weekends to accommodate us and walked us through the process so there was no misunderstandings. Ross was friendly and hospitable, as well as all the staff we encountered at Guaranteed Rate. We were updated on the status of our loan daily. I couldn't be happier with their service."
Sandi Y. - Kaneohe HI | Apr 2022
"Process was quick and competent mortgage officer helped the process. Ross Asato was diligent and provided assistance to close the deal with the seller."
Haris G. - Lake Oswego OR | Mar 2022
