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Looking for the perfect mortgage? I am here to help.
With each of my clients having unique mortgage requirements based on property types, credit scores, employment histories, bank account balances, monthly housing budgets, various short-term and long-term objectives, I look forward to working with you in securing the best mortgage terms to accommodate your individual needs.
My personal objectives in working with you are to: • Provide you with realistic expectations. • Keep you informed. • Streamline the mortgage process as simple as possible. • Provide excellent interest rates with the least possible costs. • Close your mortgage loan in a timely manner. • Stay in touch with you even after closing to keep you up-to-date on the mortgage market in hopes of securing even lower rates for you in the future. In return, I simply ask you to provide documentation my team needs expediently for purchase pre-approvals or refinancing.
Our Digital Mortgage process allows you to complete a mortgage application online easily and secure by clicking on the above "Apply Now" button as well as permits you to upload required documents within minutes. As we work together on financing your property, one very important point for you to remember is, the interest rate market moves every day. It waits for nobody to make a decision. However, my support team and I are here ready to move forward when you are. Feel free to reach me anytime via phone or email. Serving you and your referrals is greatly appreciated! Sincerely, Rudy
Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés. Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas
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- Bolingbrook, IL,; Naperville, IL; Romeoville, IL; Downers Grove, IL; Wheaton, IL; Lockport, IL; Oak Brook, IL; Aurora, IL; Woodridge, IL; Darien, IL; Burr Ridge, IL; Willowbrook, IL; Westmont, IL; Hinsdale, IL; Lisle, IL; Warrenville, IL
- VA Loans, Conventional Loans, FHA Loans, Homes for Heroes including Military, Veterans, Law Enforcement, EMS Technicians, Firemen, Nurses, Doctors, Healthcare Professionals, and Teachers
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.