Rudy Lopez
Vice President of Mortgage Lending

Se habla Español! Welcome!

Looking for the perfect mortgage? I am here to help.

With each of my clients having unique mortgage requirements based on property types, credit scores, employment histories, bank account balances, monthly housing budgets, various short-term and long-term objectives, I look forward to working with you in securing the best mortgage terms to accommodate your individual needs.

My personal objectives in working with you are to: • Provide you with realistic expectations. • Keep you informed. • Streamline the mortgage process as simple as possible. • Provide excellent interest rates with the least possible costs. • Close your mortgage loan in a timely manner. • Stay in touch with you even after closing to keep you up-to-date on the mortgage market in hopes of securing even lower rates for you in the future. In return, I simply ask you to provide documentation my team needs expediently for purchase pre-approvals or refinancing.

Our Digital Mortgage process allows you to complete a mortgage application online easily and secure by clicking on the above "Apply Now" button as well as permits you to upload required documents within minutes. As we work together on financing your property, one very important point for you to remember is, the interest rate market moves every day. It waits for nobody to make a decision. However, my support team and I are here ready to move forward when you are. Feel free to reach me anytime via phone or email. Serving you and your referrals is greatly appreciated! Sincerely, Rudy

Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés. Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas

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Areas served
  • Bolingbrook, IL,; Naperville, IL; Romeoville, IL; Downers Grove, IL; Wheaton, IL; Lockport, IL; Oak Brook, IL; Aurora, IL; Woodridge, IL; Darien, IL; Burr Ridge, IL; Willowbrook, IL; Westmont, IL; Hinsdale, IL; Lisle, IL; Warrenville, IL
    Services offered
    • VA Loans, Conventional Loans, FHA Loans, Homes for Heroes including Military, Veterans, Law Enforcement, EMS Technicians, Firemen, Nurses, Doctors, Healthcare Professionals, and Teachers
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      Today's rates

      Loan typeRateAPRDiscount points ($)Mo. payment

      This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.