Ruth Michalski
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
No-fee personal loans
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"The team did a great job expediting the loan process and made closing fast and simple."
Nathaniel G. - Durham CT | Nov 2022
"Smooth process with guidance along the way"
Michael V. - Providence RI | Nov 2022
"Very happy with the service"
Paul L. - Sterling CT | Aug 2022
"Guaranteed rate jumped through hoops for me. They helped in every way possible."
Kelly W. - Rochdale MA | Aug 2022
"Great service that is also fast and helps keep the entire process on track."
Daniel D. - Chaplin CT | Aug 2022
