Sam Sharp is a seasoned originator, licensed in 40+ states, who has funded over $2.5 billion in loans. Sam and his team are a true full service mortgage lender well equipped to handle your business seamlessly from start to finish while providing an elevated standard that clients and partners have come to appreciate. Their goal is to make your mortgage experience Straightforward & Easy.
Focus on core values:
• Customer service
• Constant communication
• Relentless work ethic
Specialties include, but are not limited to:
• First time homebuyers
• Down payment assistance programs
• Jumbo loans
• Self-employed borrowers
• Real estate investors and investment properties (from a lender & owner's perspective)
• VA financing for Veterans: we offer zero down payment, no lender fees, and we're a trusted VA loan expert
Sam is a regular among the country's top producing home loan originators with a decade of excellence as a member of Guaranteed Rate's elite Chairman's Circle and 10-time feature in Chicago Agent Magazine's Who's Who in Real Estate.
(Source: $1.69B from Guaranteed Rate's funded loan data from 6/25/09-11/18/20.)
See my video
- North Carolina
- Mortgage programs for First time homebuyers
- Down payment assistance programs
- Jumbo loans
- Loans for Self-employed borrowers
- Loans for Real Estate investors
- Veteran (VA) Loans
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.