As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Branch Manager/SVP of Mortgage Lending

Ben Milam is your Mount Pleasant local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ben is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ben at (630) 364-7523 for more information!

Ben Milam at Guaranteed Rate (NMLS #191897)

VP of Mortgage Lending

Mark Ratliff is your Mount Pleasant local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mark is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mark at (847) 943-2175 for more information!

Mark Ratliff at Guaranteed Rate (NMLS #224504)

Supporting people in life, is an innate passion that Parker will continuously pursue. His joy for encouraging and motivating people has branched in many directions, but ultimately cemented him in the mortgage industry. Parker understands homeowners are 70% more likely to build generational wealth than non-homeowners. He also understands buying a home can induce heavy emotions such as fear, anxiety, and doubt. Parker's mission is to instill confidence and enthusiasm, while simultaneously providing the most effortless loan process. He will provide realistic expectations upfront on aspects such as cash needed to close, monthly payments, and the best strategies to help you achieve your long-term financial goals.


Parker was raised in Beaufort, South Carolina. As a graduate of the University of South Carolina, Parker studied business, economics, hospitality and marketing. Parker married his gorgeous sweetheart, Katie, in 2018. Together they raise an amazingly adventurous little boy and a ridiculously spazzy golden retriever. Parker and his family currently reside in Charleston, South Carolina and love getting outdoors to relish all the lowcountry has to offer. Whether you are a first-time home buyer or a seasoned investor, you can trust Parker and his team with all your home-financing needs.

Supporting people in life, is an innate passion that Parker will continuously pursue. His joy for encouraging and motivating people has branched in many directions, but ultimately cemented him in the mortgage industry. Parker understands homeowners are 70% more likely to build generational wealth than non-homeowners. He also understands buying a home can induce heavy emotions such as fear, anxiety, and doubt. Parker's mission is to instill confidence and enthusiasm, while simultaneously providing the most effortless loan process. He will provide realistic expectations upfront on aspects such as cash needed to close, monthly payments, and the best strategies to help you achieve your long-term financial goals.

Parker was raised in Beaufort, South Carolina. As a graduate of the University of South Carolina, Parker studied business, economics, hospitality and marketing. Parker married his gorgeous sweetheart, Katie, in 2018. Together they raise an amazingly adventurous little boy and a ridiculously spazzy golden retriever. Parker and his family currently reside in Charleston, South Carolina and love getting outdoors to relish all the lowcountry has to offer. Whether you are a first-time home buyer or a seasoned investor, you can trust Parker and his team with all your home-financing needs. Please reach out at (843) 986-6500 or email at parker.avera@rate.com.

Parker Avera at Guaranteed Rate (NMLS #2130080)

Originally from Michigan but has lived in Charleston for the past 5 years by way of Chicago for over 15 years. I have been in the mortgage industry since 2005. I am married to my wife Shannon and have 3 children, Aven, Hayes and Miller. I have worked as a loan originator for banks, brokers and correspondent lenders over the past 17 years so its safe to say I have seen the ups and downs of the real estate market over the years. I enjoy helping homebuyers explore the many options we have to offer and finding them the perfect solution for their financial needs. Anywhere from a first time homebuyer to a seasoned investor looking for strategies to grow their portfolio.

Producing Branch Manager

Kendall Robinson is your Mount Pleasant local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kendall is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kendall at (803) 233-0661 for more information!

Kendall Robinson at Guaranteed Rate (NMLS #444925)

Mount Pleasant

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4 Loan Officers in Mount Pleasant, SC