headshot
headshot
Scott Treff
VP of Mortgage Lending

To best assist his clients and their Realtors, Scott draws upon his lengthy experience in the mortgage business that spans over a 17 year period. He has his own personal 'Commitment to Excellence'; Scott believes that a loan transaction is only successful if it closes on time, is stress free during the process, and his clients are happy with the outcome. As a loan officer, it takes years of experience, knowledge of the process, and a passion for the business to deliver excellent results.
""I am so excited to be associated with Stearns Lending, LLC""! Their leadership team has in place an extremely efficient loan process that helps me keep my word and meet my commitment to excellence. The company's slogan ""I can help you!"" is now my personal mantra as well.
A California native, Scott's experience includes working with some of the largest banks in the country, as well as smaller companies as well. Having this foundation within the industry allows Scott to understand the market from many perspectives in order to better serve his clients. Stearns is the ideal size for him and his clients - big enough to have efficiency within the company, and small enough to truly serve and 'wow' the customer.
Scott has been married to his wife Rachel for 22 years and together they have 4 boys. When Scott is not at work, you can find him enjoying one of his favorite pastimes - fishing in the California Delta with his family.
Whether your looking to purchase your first home, refinance, or move up to your dream home Scott can help. If you're a Realtor or a Builder looking for a lender you can trust, Scott can help. It all starts with a phone call or email. ""It's that simple."" he says, ""I can help you!""

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!