After a twenty-six year stretch banking the Oak Park and River Forest communities, it was time to take his financial services to the next level. Nobody knows the pulse of the local market like Sean. Nobody understands the needs of OPRF’s sophisticated clients like he does. With his knowledge and understanding of the needs of this community and his belief in the Guaranteed Rate philosophy, Sean promises to deliver the same customer first experience you expect and deserve. With cutting-edge technology and low rates, expect nothing less than the unmatched service and expert advice that Sean and Guaranteed Rate promise to deliver…every time! They are committed to making the mortgage process as seamless, friendly and financially valuable to you as possible. Sean was born in Oak Park and currently lives in River Forest, where he and his wife are growing their family. He is a lifer as they say. Sean has spent the last seven years earning the trust of his mortgage clients. He started his career on Lake Street in Oak Park as a teller, while earning degrees in Finance and Marketing from the University of Illinois in Chicago. Today, he enjoys providing honest advice to his mortgage clients; from first time homebuyers to those downsizing. His passions are family, friends and travel. Most of Sean's travels take him to the mountains, where he enjoys skiing; when the snow comes, the mountains call. When not in mountain mode, a nice relaxing week on the beach is a must for his family.
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- Oak Park
- River Forest
- Forest Park
- Home Financing
- First Time Homebuyer
- New Home Purchase
- Cash out refinance
- Home Equity Line of Credit
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.