Sean was born and raised in Pittsburgh, PA and has resided there his entire life. He currently lives in South Fayette with his wife, Stephanie and their children Remington and Eleanor. He attended St. Phillips grade school in Crafton then Carlynton High School. Sean secured a Bachelor's degree in Corporate Communications from Robert Morris University. He then went on to earn a Master's degree in Organizational Leadership from South University and finally a Doctorate degree in Business Administration from Argosy University.
Sean started his 14+ year journey in the mortgage industry as an entry-level Customer Service Agent during his senior year at Robert Morris University. He was then promoted to Loss Mitigation Underwriter, Senior Underwriter, Business Development Executive, and finally to Loan Officer. It was clear that Sean's ability to communicate with customers and understand their unique goals was setting him apart from his colleagues. With his extensive experience in the mortgage industry and his intuitive customer service skills, Sean found great success and fulfillment in mortgage origination.
As a Vice President of Mortgage Lending, Sean understands the complex origination process from application to closing. He prides himself in his ability to comprehend each client's unique and sometimes complex financial situation, advising them in a fiduciary capacity in making the right choices for their family and long-term goals. He empowers his clients with knowledge on the current market conditions, interest rate selection and volatility, loan program fit, and overall process to get the loan to the closing table. At the end of the day, Sean wants each client to feel heard, empowered, educated, and confident in their financial decisions. His goal is to build a relationship based on experience, trust and reliability in the hopes of earning a client for life.
When he is not working, Sean enjoys spending time with friends and family. He is an avid runner and loves exercising regularly. He categorizes himself as a morning bird, typically getting up around 4:30 AM to ensure he can get a workout in before starting his day at the office. He and his family enjoy camping, skiing, traveling, and finding new restaurants with unique food offerings.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.