Sean Reagan
VP of Mortgage Lending

Sean was born and raised in Pittsburgh, PA and has resided there his entire life. He currently lives in South Fayette with his wife, Stephanie and their children Remington and Eleanor. He attended St. Phillips grade school in Crafton then Carlynton High School. Sean secured a Bachelor's degree in Corporate Communications from Robert Morris University. He then went on to earn a Master's degree in Organizational Leadership from South University and finally a Doctorate degree in Business Administration from Argosy University.

Sean started his 14+ year journey in the mortgage industry as an entry-level Customer Service Agent during his senior year at Robert Morris University. He was then promoted to Loss Mitigation Underwriter, Senior Underwriter, Business Development Executive, and finally to Loan Officer. It was clear that Sean's ability to communicate with customers and understand their unique goals was setting him apart from his colleagues. With his extensive experience in the mortgage industry and his intuitive customer service skills, Sean found great success and fulfillment in mortgage origination.

As a Vice President of Mortgage Lending, Sean understands the complex origination process from application to closing. He prides himself in his ability to comprehend each client's unique and sometimes complex financial situation, advising them in a fiduciary capacity in making the right choices for their family and long-term goals. He empowers his clients with knowledge on the current market conditions, interest rate selection and volatility, loan program fit, and overall process to get the loan to the closing table. At the end of the day, Sean wants each client to feel heard, empowered, educated, and confident in their financial decisions. His goal is to build a relationship based on experience, trust and reliability in the hopes of earning a client for life.

When he is not working, Sean enjoys spending time with friends and family. He is an avid runner and loves exercising regularly. He categorizes himself as a morning bird, typically getting up around 4:30 AM to ensure he can get a workout in before starting his day at the office. He and his family enjoy camping, skiing, traveling, and finding new restaurants with unique food offerings.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.