I was raised in Richardson Texas but I have spent majority of my adult life in East Texas. After graduating from Richardson High School I attended University of North Texas. Despite graduating with a Criminal Justice degree I found my true calling in making the American dream of home ownership come true. I got married and moved to East Texas in 1997 and started working for a mortgage co as the front desk clerk. I worked my way up and was promoted to loan officer and after few years later I became area manger for them. From there my husband and I raised a family of 3 boys and have been staying busy with family life, school, sports, etc... I have been in the mortgage lending industry for 20+ years. My experiences is vast with all types of residential home loan products. My moto is "if there is a will there is a way" to make home ownership a reality for you. I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decision that meets their needs. I'm greatly looking forward to utilizing my experience and knowledge to continue to provide exceptional service for my future clients. I consider beautiful East Texas as my home and so many of the residents as my extended family. I love serving this Community. My goal is to be your "Lender for Life".
"Everyone was so helpful & kind & moved the whole process along nicely. There was only a little confusion but that was no one's fault. The whole process moved along faster than anticipated & I found that I could trust the mortgage process better than I could trust other parts of this home buying process."
Judith J. - Fayetteville NC | Oct 2022
"Our second time around this difficult market with Sherry Paul. Professional and always kind and understanding. My Mom is 83yrs old. She went above and beyond the usual customary practices."
Leonda T. - Lindale TX | Aug 2022
"Our loan experience with Sherry Paull and her team was amazing. When I was told by another Mortgage company there was no way to get me a Mortgage Sherry Paull and her team went to work and got us to the closing table in record time, 3 weeks from start to finish. AMAZING My wife and I could not be more happy with the results from Guaranty Rate. Sherry with her professionalism,determination, and promptness to our needs to get the mortgage completed was Top Notch. I would absolutely recommend Guaranty Rate to my friends, family or anyone who needs a mortgage. Forever Grateful!!!"
Michael M. - Apple Valley CA | Aug 2022
"Very helpful, and answered all the questions I had."
Jason S. - Tyler TX | Jul 2022
"The communication throughout the entire process was superb."
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first\-time home buyers.
We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.