Smith Fletcher
Loan Officer

I started in the mortgage business in 2001 as an Originator in Austin, Texas. Back when Austin was in expansion mode. People were buying real estate "site unseen". This is back when the process and files were ALL paper! I enjoyed helping people understand their financial position and helping them outline and plan for future growth to reach their goals and objectives of real estate ownership throughout Texas. I moved back to Abilene in 2012 to take care of my mother who was diagnosed with Alzheimer's and transitioned my career to Merrill Lynch as a Financial Advisor. It took me three (3) years to realize this was not my environment. The good Lord had His eyes on me and put my friend and Mentor, Keith Kimmel in my path in October 2018. Here I am today and so very happy to be back in the mortgage business originating loans, helping people: understand the value of money, making a plan and sticking to it, managing their assets of ownership. Lastly, I love cliches, life principals and metaphors. Here's a few to take note of in your own life: always take care of those before you, love the Lord our God with all your heart and soul, love others as you wish to be loved. Learn every day, but specifically from the past so you don't make the same mistake twice. "Leave the place you're in better than it was before you got there" and always remember what Einstein said...."we cannot solve our problems with the same thinking we used when we created them." Be energetic and creative and your value will be shown through fellowship. Peace be with you!

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