Stephen Campbell is an award-winning, nationally ranked top-producing loan officer. With over 20 years’ experience in financial services, Stephen has been a consistent top producer personally funding over a billion dollars in loan volume over his career. His strong base of loyal repeat customers, Financial Planner and Realtor referral partners, and the efficiency of his processing team are some of the reasons Stephen has been so successful in this incredibly competitive sales environment. Stephen epitomizes integrity, energy, and hard work in every detail of the mortgage transaction. Best of all, he was nationally recognized by many trade publications, including MPA’s 150 Million Dollar Club, Scotsman Guide and Mortgage Executive Magazine for his individual production for 2012, 2013,2014, 2015, 2016. The years 2015 and 2016 were record-breaking for Stephen, funding over $ 360 million in total loan volume, as well as ranking #20 in America for total Volume by Scotsman Guide. In addition to all of Stephen’s accomplishments, he takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself recognizing he is only as successful as his last transaction. Stephen resides in Farmington, Connecticut. He has a 28-year-old daughter and an 11-year-old granddaughter. In his spare time, Stephen enjoys fishing, kayaking and CrossFit.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.