I am fortunate to have a career in helping families purchase one of their most important assets, their home. It's truly an honor to be at the closing table celebrating my client's new home purchase, especially when many of them never thought they would qualify or could afford it. Home ownership is much easier than most people realize. I have enjoyed a career in lending for nearly 17 years. This long-term history has given me the proven experience, knowledge, and consistency to being able to provide my clients with the best options and advice available. Although I continue to learn each day, my expertise allows me to put my clients in the loan that best fits their needs and goals while giving them a great rate and a low payment. At the end of the day, it's always about people, relationships, and doing what is right. To me, it comes down to loving and serving others well. We all like to work with the people we know, like, and trust. That is why I believe in integrity, transparency, and being dedicated to excellence. If you would like to know more about purchasing a home, please reach out. I always come with a smile and approachable personality! If you are a real estate agent and would like to know more about how I can help with growing your business and providing smooth closings for our client's, I welcome a conversation to see if we are a good fit. My personal life: I grew up in a small town in Georgia. Nearly 18 years ago I moved to Colorado to pursue my passion for the outdoors and amazing mountains. I enjoy biking, hiking, camping, skiing, and swimming. I am very involved with my family, friends, local community, and church. If you would like to know more about how I can serve you, please reach me by phone, text, or email.
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Today's rates
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.