Stephen Ponce-Pore is VP of Mortgage Lending for Guaranteed Rate in Fort Collins Colorado. He has been in the mortgage industry for 23 years in positions from underwriter to manager of multiple branches, but his passion is front line mortgage loan...
Stephen Ponce-Pore is VP of Mortgage Lending for Guaranteed Rate in Fort Collins Colorado. He has been in the mortgage industry for 23 years in positions from underwriter to manager of multiple branches, but his passion is front line mortgage loan origination. He specifically enjoys working with first time homebuyers, investors and veterans. Wealth building through real estate investments is an area of special interest. He grew up in Colorado and graduated from CU Boulder with degrees in Biology and Environmental Conservation, then earned a Master of Science in Sustainable Systems at Slippery Rock University in Pennsylvania. He started his first company, Applied Conservation Technologies, to provided structural energy conservation services. The financing of that work led him to develop the ENERGY STAR Mortgage and work in cooperation with the Governor’s Energy Office to finance energy efficient homes and home improvements. He and his wife and two children have called Fort Collins home since 2001.
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What people are saying
Everyone I dealt with was professional yet friendly. The process was explained simply and moved quickly. Personal emails about where we were in the process and how things were progressing. Easy to contact a human.
James I. | Aug 2020
Stephen, Pennie, and Chele were amazing. I am a first time home buyer. They honestly answered every question. They seemed excited about my home purchase. They offered support on nights and weekends. They were at the phone ready every time I got confused or stressed out. Stephen called me the day before close (a Sunday mind you) just to offer words of encouragement. Every email and call I had with Pennie was so pleasant. She is a fantastic person to work with!!
Brandyn B. | Jul 2020
Clear and responsive communication.
Jenny L. | Jul 2020
Stephen and Pennie are the reason I keep coming to them. The flash close was very easy and convenient and these guys are the best!
Joseph G. | Jun 2020
Because Stephen is nothing short of absolutely incredible and so communicative!
Wesley W. | Apr 2020
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