Steven Penske
VP of Mortgage Lending

Since 2002 I have been helping home buyers in Hawaii find the best loan programs at the lowest rates. I am an expert in all types residential mortgage including VA, FHA, USDA, Conventional and Jumbo. I am a frequent visitor to Japan and have a strong appreciation for Japanese culture. I am always amazed at the high level of attention and energy the Japanese people put into customer service. I am always trying to learn new ways to provide better service to my customers. I know that moving can be stressful, so I always want to do all I can to make the mortgage process simple and stress-free. I have a Bachelors Degree in Communications from the University of Cincinnati. Financial lingo can sound like alphabet soup at times, so I make good use of my communication skills to make sure my customers understand the loan process; and I don't mind explaining things in as many ways necessary to make sure everyone understands what is happening throughout the entire process. I also know that not everyone is available during regular business hours, so I am accessible in the evenings and weekends to answer questions and provide assistance. There are no bad questions and it is never a bad time to ask. I look forward to serving you, your family and friends with your residential financing.

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