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Team Donna and Ermina
Donna Lewis and Ermina Karim

Donna Lewis NMLS ID: 245945 | Ermina Karim NMLS ID: 2005928

Our team couples deep market experience with a shared commitment to responsive, consultative customer service. We understand the loan process and are dedicated to helping our clients make informed decisions. Our goal is to make getting a loan as simple and seamless as possible from application to closing. Donna has more than 25 years in the mortgage business, having been lucky enough to attend Cal Poly and make a life here after graduating in the late 80s. She raised her three daughters on the Central Coast. Ermina relocated to the region 16 years ago from the East Coast to take advantage of the SLO life. She more recently entered the mortgage industry, after many years as CEO of the San Luis Obispo Chamber of Commerce. We both share a deep commitment to our community. Donna is the current Board Chair for the Food Bank of San Luis Obispo County, a board member of Downtown SLO, and a current board member and past president of the Rotary Club of San Luis Obispo de Tolosa (Ermina is current president). Ermina also serves on the boards of French Hospital Medical Center, REACH Central Coast, the Cal Poly Center for Innovation and Entrepreneurship, and the SLO Museum of Art. We love our community and helping others find a way to finance their dream of owning a home in this special place.

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A HELOC with a fixed rate you can count on.
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Areas served
  • Santa Barbara
  • Santa Maria
  • Los Alamos
  • Vandenburg
  • Lompoc
  • Nipomo
  • Arroyo Grande
  • Grover Beach
  • Oceano
  • Pismo Beach
  • Shell Beach
  • Avila Beach
  • Los Osos
  • Baywood
  • San Luis Obispo
  • Morro Bay
  • Cayucos
  • Cambria
  • Paso Robles
  • Templeton
  • Atasacadero
  • Santa Margarita
  • Salinas
  • Carmel
  • Monterey
Services offered
  • First Time Home Buyer
  • Second Homes
  • Vacation Homes
  • Investment Properties
  • Conforming/Conventional
  • Non-Conforming/Jumbo
  • FHA
  • VA
  • USDA
  • CalHFA
  • GSFA
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