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Team Santini
Lesley and Lindsay Santini

Lesley Santini (NMLS # 38458): NH - Licensed, FL - LO63972, MA - MLO38458
Lindsay Santini (NMLS #: 40411): MA - TAO

Lesley & Lindsay Santini have been providing home financing; purchase and refinance mortgages for over 40 years collectively to hundreds of satisfied, repeat customers. Their expertise covers all areas of the mortgage industry with Lesley concentrating in divorce lending and Lindsay specializing in constructions loans. As a Certified Divorce Lending Professional, Lesley helps her divorcing clients navigate the often challenging and emotional settlement process to better enable future mortgage financing. With an extensive career focusing on construction lending, Lindsay helps buyers and homeowners navigate the complexities of building or renovating their home. Their expert industry knowledge has consistently helped their clients structure the optimal mortgage to achieve their financial goals. They both take the extra time to educate and advise their buyers to ensure they have a smooth home buying experience.

They grew up in Winchester, MA with their brother Rugo. Lesley received an Economics degree from Trinity College & Lindsay received her Bachelors in American Studies & Business from Colby College. After graduating, they both moved back to Boston where they joined the mortgage business while pursuing their Masters in Real Estate Management from Bentley University. After focusing on their individual careers, it has come full circle and now Lesley & Lindsay are back as a team, bringing their joint expertise, dedication, and premier customer service to their borrowers. Helping clients become homeowners has always been the most rewarding aspect of their job.
Lesley is a mother to two children, Samantha (8) and Beau (4) & Lindsay has two active boys, Vincent (9) & Joey (6). When not assisting clients or out with colleagues you can find them around town or on the sports fields or hockey rinks with their energetic kids. They also love to spend time in Falmouth, at the beach, golfing or cooking.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

VA

If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.