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Team Santini
Lesley and Lindsay Santini

Lesley Santini (NMLS # 38458): NH - Licensed, FL - LO63972, MA - MLO38458
Lindsay Santini (NMLS #: 40411): MA - TAO

Lesley & Lindsay Santini have been providing home financing; purchase and refinance mortgages for over 40 years collectively to hundreds of satisfied, repeat customers. Their expertise covers all areas of the mortgage industry with Lesley concentrating in divorce lending and Lindsay specializing in constructions loans. As a Certified Divorce Lending Professional, Lesley helps her divorcing clients navigate the often challenging and emotional settlement process to better enable future mortgage financing. With an extensive career focusing on construction lending, Lindsay helps buyers and homeowners navigate the complexities of building or renovating their home. Their expert industry knowledge has consistently helped their clients structure the optimal mortgage to achieve their financial goals. They both take the extra time to educate and advise their buyers to ensure they have a smooth home buying experience.

They grew up in Winchester, MA with their brother Rugo. Lesley received an Economics degree from Trinity College & Lindsay received her Bachelors in American Studies & Business from Colby College. After graduating, they both moved back to Boston where they joined the mortgage business while pursuing their Masters in Real Estate Management from Bentley University. After focusing on their individual careers, it has come full circle and now Lesley & Lindsay are back as a team, bringing their joint expertise, dedication, and premier customer service to their borrowers. Helping clients become homeowners has always been the most rewarding aspect of their job.
Lesley is a mother to two children, Samantha (8) and Beau (4) & Lindsay has two active boys, Vincent (9) & Joey (6). When not assisting clients or out with colleagues you can find them around town or on the sports fields or hockey rinks with their energetic kids. They also love to spend time in Falmouth, at the beach, golfing or cooking.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.