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Tim Rapp
Loan Officer

I graduated from the Air Force Academy in 1991 with a degree in aeronautical engineering. I was privileged to serve in the Air Force for the next 29 years as a pilot, commander, and strategist and ultimately achieved the rank of Colonel. The Air Force gave my family and me the opportunity to live in many places around the country and the world, including two tours in Germany and one in Japan. We happily concluded our career on the beautiful island of Oahu and decided to stay. I have always been excited by the opportunities home ownership provides. My wife and I bought our first home in 2001, using our VA Home Loan benefit. Since then, we’ve purchased and sold houses many times for personal and investment purposes and real estate is now a major component of our retirement plan. I enjoy sharing information on home-ownership strategies with others; thus, mortgage origination became a natural next step after my Air Force career. I completed several loans as a client with Guaranteed Rate during my last few years in the Air Force, and knew that it was GREAT company with a superb customer experience (low fees, transparency, clear/fast communication, and ease of application). Seemed like a great place to work…and it is. I enjoy planning and strategy in all forms. I love solving problems and figuring out how to do the best in any particular scenario. As an instructor pilot, I also learned that I love teaching. The best of all is when I can combine all my passions and help someone else maximize their financial future by investing in real estate, beginning with home ownership. Like many other things in life, real estate investing seems hard and complicated until you start doing it. In my free time, I volunteer with the Hawaii Wing of the Civil Air Patrol, enjoy the Oahu beaches and trails, play an occasional round of golf, play board games, and read…I’m always looking to learn. When you’re ready to take the first (or next) step in your home ownership journey, or if you just want to share stories and strategies, let’s talk.

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