Tim Ritchie
VP of Mortgage Lending

Originating mortgages for over 25 years allows oneself to realize just how varied of community for which we are blessed to live within. Whether it is helping the first-time home buyer on their first home or the seasoned couple purchase a vacation home for their family, each experience allows me the privilege to work with a client who has entrusted me to see the transaction from their perspective. Each experience allows yet one more opportunity to find the solution to a home lending need. I pride myself in viewing each inquiry with the viewpoint of "what would I expect if I were on their side of the desk borrowing the same money for the same home". It is deeper than just putting the pieces of the lending puzzle together, it is knowing they wholeheartedly trust you have their best interest at heart. It is a trust never to be broken and one that continues to grow to this day. I love what I do and cherish to opportunity to help every client obtain the dream of homeownership.

Helpful tools and resources
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The Best Mortgage Experience
First-time homebuyer’s guide logo
First-time homebuyer’s guide
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Mortgage calculators
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Loan options

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