As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"Tom and his team were very easy to work with and very thorough"
Richard D. - Kennesaw GA | Apr 2022
"loan process wasn;t overwhelming"
Phyllis R. - Stone Mountain GA | Jan 2022
"I gave them this rating because they handled the closing process well with excellent in which made it easy for us on closing day. Thanks to Tom Cullen and his team of people that helped us purchase our first home."
Wysteria H. - Bear DE | Sep 2021
"Fast and professional closing! Excellent Teamwork!"
Amber F. - Atlanta GA | Aug 2021
"The service, levels of communication and the ease of doing business."
Irvin C. - Conyers GA | Jul 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.