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Tom Kerr
VP of Mortgage Lending

I am a seasoned veteran in the mortgage industry. I have found over the years that my practical experience coupled with the massive resources that Guaranteed Rate affords for me give me a much needed advantage to each customer I work with on a daily basis. The company philosophy of being a leader in putting the customer in the best position and advocate for our referral partners really complemented how I look at each transaction. Starting my working career as a school teacher gave me the grass roots desire to treat each customer as an individual and put their needs and goals as the guidepost of my daily work. When I transitioned from a school teacher to a mortgage professional, I was able to take with my the integrity and desire to help people that led me into education originally. I have a strong desire to educate my clients on all of their options and by putting their goals at the forefront I can help them make solid educated decisions on what direction is best for them. My wife and I have 2 kids and know how busy life can get with work, family and recreational responsibilities. I keep that in mind always when working with customers to make the mortgage experience as simple as possible and go to work eliminating obstacles to keep the client's mind on the main things of their lives. This allows me to be an asset in their lives and leads to a great experience. My network of professionals offers the client to navigate through one of the most important financial decisions of their lives with total confidence. By keeping the customer first, setting good expectations and eliminating speed bumps, we end up at the closing table friends and not just another business transaction. I look forward to working with you.

Helpful tools and resources
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Mortgage calculators
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Loan options
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First-time homebuyer’s guide
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Market research

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