


Tom has many years of experience in mortgages. He has worked for large national lenders to local banks. Along the way Tom has been the leading producing loan officer in a regional lender with over 100 loan officers, worked as a corporate trainer, served on compliance board and been a sales manager. Tom is familiar with all types of mortgage lending. Conventional, FHA, VA, Construction, and First Time Buyer mortgages are all within his expertise. Tom's goal for every client is to find the right loan for each person and family, no two families are the alike! Tom is married and the proud grandfather of four. He is very active in his local community as a past president of Lions Club, member of the Town of Saugus's zoning board of appeals and an elected Town Meeting Member. Tom is a graduate of Salem State and a passionate fan of all Boston sports teams.