As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"The representative, Toni, was most informative and the online application was easy to use."
Joseph C. - Coon Rapids MN | Apr 2022
"It was truly an amazing experience and I felt stress-free"
Tira S. - Minneapolis MN | Apr 2022
"Due to phenomenal service of honesty, loyalty and the genuis Toni Thomas is rare gem not barely any around like her. Consistency was everything she fought a good fight for me and my family and now my dreams have came true. What Toni did for my family means so much to me being the first in my immediate family to own my home. Words can not express what I feel my heart is impacted with gratefulness."
Latonya C. - Coon Rapids MN | Apr 2022
"Toni Thomas was very easy to work with, answered my questions and made this a very smooth experience."
Teanna M. - Minneapolis MN | Apr 2022
"Great service, caring and professional"
Andrena S. - Brooklyn Park MN | Apr 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.