As a member of the elite Guaranteed Rate Frankfort, IL and Northwest Indiana office, helping individuals effectively fit real estate purchases or refinances into their overall wealth plan is my passion. I also enjoy connecting with other business professionals who share my appreciation for the real estate industry and want to grow our businesses together. In addition to my bachelor's degree in finance from the University of Illinois, and my MBA from DePaul University, I have been in residential lending for over 14 years. I also have many years in the construction and renovation fields, in various capacities. And having been an underwriter for many years prior, I understand the complexities of financing and the importance of proper documentation, structuring and follow-up. I greatly enjoy helping people understand and effectively navigate the mortgage process. I am passionate about helping people utilize their unique financial position and turn their home purchase into a long-term wealth plan.
Vice President of Mortgage Lending
What people are saying
"Tracy Padgett and her team have been extremely efficient through the whole process managing to close the home purchase in just 22 days!"
Sasa D. - Valparaiso IN | Apr 2022
"They're great. I can't even name one thing wrong with them."
Lisa K. - Schererville IN | Apr 2022
"Tracy Padgett and her team were great to work with to get my loan closed on March 31st."
Ann Marie M. - Chicago IL | Apr 2022
"Tracy, my agent, was absolutely great. She was always there to offer advice and answer questions."
Lucie M. - Braidwood IL | Mar 2022
"Because Tracy Padgett and her Team are very easy to work with answering all questions"
Adalberto M. - Chicago IL | Feb 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.