After becoming a Texas local at the age of two, Austin became my home in 2005 to the present. After graduating from Texas Tech University in 2002 with a Bachelor's Degree in Finance, I knew my ultimate career passion was in Residential Real Estate.
For 16 years I have been happily married, blessed with two creative and loving daughters, and our family is rounded out with our beautiful black lab rescue. When I am not assisting my endearing and energized clients with their mortgage needs, In my free time I enjoy working out, traveling, spending time with family and friends, and attending concerts.
It has been a pleasure to helping fellow Texans with their home loan needs, including both purchases and refinances, for over two decades. Over the years I have become specialized in various products including the Jumbo Luxury market, Conventional, FHA, VA, USDA, and Down Payment Assistant programs. This has allowed me to grow my business while also educating many clients on the value of owning real estate. I am an experienced investor, myself, and have used that experience to help my clients find wealth through Real Estate. It is rewarding and gratifying to help and guide individuals and families with such important milestones, and I hope to work with you and your family on your next home loan journey!
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- Texas, Arkansas, Florida
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.