Vivian Cruz
VP of Mortgage Lending

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. With services available in both English and Spanish, I'm able to provide superior and timely customer service while advising my clients throughout the entire loan process, depending on their specific wants and needs. Whether you are a first-time home buyer or seasoned owner, you can trust me and my team with all your home financing needs.

I'm a mother of 2 wonderful boys and enjoy working out and spending time with my family. I like to think of myself as Colombian-by-birth and American-by-choice, being an immigrant myself I understand the importance of setting goals, creating a plan, and follow a path that leads to achieving those goals.

Helpful tools and resources
Personal Loans
No-fee personal loans
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Mortgage calculators logo
Mortgage calculators
Same Day Mortgage
Buy with confidence

Recent reviews

What people are saying
Areas served
  • Rutherford
  • Nutley
  • Bloomfield
  • Clifton
  • Lynhurst
  • Montclair
  • Possaic
Services offered
  • Mortgage
  • Home Loans
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