Walter Tang
Vice President of Mortgage Lending
Walter Tang tailors your mortgage needs based on your personal lifestyle and financial goals. With Walter and his team, you can expect a client experience defined by honesty and integrity. Whether you’re refinancing a mortgage or buying a home for the first time, you deserve a smooth and personable transaction from beginning to end. Walter started his mortgage career back in 2000 when he consulted for several banks on their lending technologies. In 2006, he decided that he wanted to switch gears and became a loan officer, so that he help could help people like you realize their goals of homeownership. Recently, Walter has become the proud new father of a baby girl. When he’s not busy changing her diapers, he tries to get in a trail jog or enjoy a movie with his wife.
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"The service provided by Walter Tang and his team was outstanding."
Dionne D. - San Ramon CA | May 2022
"Our agent, Walter Tang, and his entire team were highly responsive and professional."
Emilie F. - San Francisco CA | May 2022
"Overall the process with GR was smooth and efficient. The loan agent team responded very quickly and was communicative about all the steps needed."
Chelsea W. - San Francisco CA | Apr 2022
"The GR team and Walter specifically made the whole process so seamless and easy. He talked through things in terms that were easy to understand and was available to help whenever needed. Thanks Walter!"
Christina M. - Los Angeles CA | Apr 2022
"Walter has great customer servince and very knowledgeable . The online portal was easy to use."
Vincent V. - Santa Clara CA | Mar 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
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Today's rates
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
VA
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.