Get up-to-date information and assistance from our COVID-19 Resource Guide.

headshot
Zach Hardin
Sales Manager/VP of Mortgage Lending

I have been helping my clients with their mortgage needs for over 13 years now. It all began while I was attending Vanguard University and decided to start my own home appraisal company. I would be driving all day, sometimes doing 8 appraisals each day, and I would talk to each client I serviced. I began to notice a trend. Several people were complaining about the service they were receiving from their Loan Originator. I knew I could do better and have made it my mission to provide the highest level of customer service from the beginning of the transaction to the end. I am dedicated to helping my clients pursue their dreams. Whether it be a first time homebuyer, or a seasoned investor, I treat each transaction professionally. I am available at any time via email and cell phone, including early mornings, late evenings, and on the weekends. When I am not busy helping my clients, I enjoy relaxing and traveling with my wife, Raquel; son, Noah; and daughter, Sienna. Please contact me today so I can help!

See how easy our Digital Mortgage works

Recent Reviews

What people are saying
Helpful tools and resources
Mortgage Calculators logo
Mortgage Calculators
Loan Options logo
Loan Options
Home Valuation logo
Home Valuation
Market Research logo
Market Research
Areas Served
  • Mission Viejo, Rancho Santa Margarita, Laguna Niguel, San Clemente, Lake Forest, Laguna Hills, Laguna Beach, Huntington Beach, Aliso Viejo, Costa Mesa, Fountain Valley, Santa Ana
    Agent Advantage
    Real Estate Agents: Want to look good and grow your business?
    Marcus by Goldman Sachs
    Consolidate your debt and potentially lower your interest rates
    loading rates table

    Today's Rates

    Loan TypeRateAPR

    *Rates may vary by state.

    Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!